Bima on the Go: Digitizing Travel, Marine, Student, Drone & Golf Insurance in Kenya
Geminia Digital Products Desk
Bima on the Go Team
Over the last few decades, the phrase "Think Insurance, Think Geminia" has become synonymous with stability and trust in Kenya. Since its founding in 1981, Geminia Insurance has spent 45 years protecting what matters most. Turning decades of expertise into the unshakable confidence customers need to weather any storm, Geminia continues to secure legacies.
Yet, remaining a trusted partner for nearly half a century requires constant evolution. Today, Geminia is putting customer obsession at the heart of its operations, completely transforming how consumers and intermediaries purchase coverage.
Through its innovative Bima on the Go portal, the company has elevated the customer experience by bringing seamless digital convenience to five highly specialized and personalized product classes: Travel, Golf, Marine, Student Personal Accident, and Drone insurance.
For the modern consumer, time is the ultimate currency. Geminia's new digital ecosystem eliminates the friction of traditional, fragmented underwriting and policy issuance processes, making it possible to buy coverage anytime, from anywhere.
"For the modern consumer, time is the ultimate currency."
🎓 Instant Peace of Mind for Students
Historically, students preparing for industrial attachments or internships had to travel to physical branches, stand in long queues, and wait for paperwork to secure mandatory Student Personal Accident (PA) cover. Now, with Bima on the Go, a student or parent can purchase this cover instantly from a smartphone while sitting at home. The digital certificate is delivered immediately, ensuring zero disruption to their academic milestones.
🚢 Compliance Made Simple for Importers
The landscape of international trade in Kenya shifted dramatically with the full enforcement of the local marine insurance directive under Section 16A of the Marine Insurance Act. As of this regulation, all importers are legally required to purchase Marine Cargo Insurance from locally licensed underwriters before securing customs clearance.
Recognizing the potential for bottlenecks at the Port of Mombasa, Geminia integrated its Marine Insurance digital flow directly to support this compliance mandate. Importers can now secure their digital Marine Cargo Insurance certificates instantly on the portal, ensuring that clearance processes through the Kenya Revenue Authority (KRA) remain smooth and uninterrupted.
✈️ Comprehensive Digital Coverage for the Modern World
Whether you are securing global travel protection, safeguarding expensive drone equipment, or looking for premium cover on the golf course, Bima on the Go streamlines it all. Geminia has digitized these niche products to ensure that lifestyle and specialized business risks are covered in just a few clicks.
🌍 Travel Insurance: Schengen-Compliant Cover in Minutes
For Kenyans traveling abroad, obtaining a visa for Schengen countries requires mandatory travel insurance with specific medical coverage. Geminia has made it incredibly easy to secure a fully compliant policy from the comfort of your phone. Within minutes, you can generate an internationally accepted certificate ready for your visa application, removing all the traditional hassle.
🛸 Kenya's Pioneer in Drone Insurance
As technology evolves, so do the risks. Geminia prides itself as the top insurer in drone insurance in Kenya. Whether you are a commercial pilot running a creative agency, a surveyor mapping real estate, or a recreational drone enthusiast, we offer cutting-edge, fast, and modern risk solutions. Our specialized drone cover protects your expensive unmanned aerial vehicles (UAVs) against accidental damage, loss, and third-party liabilities, keeping you fully compliant with local aviation regulations.
⛳ Premium Golf Insurance on the Go
For golf enthusiasts, the game should be about focus, not liability. Geminia's digital golf insurance offers instant, comprehensive coverage that protects your expensive golfing equipment against theft or damage. More importantly, it covers personal third-party liability on the course and even takes care of those traditional, celebratory "hole-in-one" bar bills when you hit that perfect shot.
Empowering Agents with a 360-Degree Dashboard
The Bima on the Go portal isn't just a win for direct consumers—it is a powerful business tool designed to supercharge Geminia's vast network of insurance agents.
Rather than chasing paperwork or waiting on underwriting feedback, agents now operate from a centralized, real-time dashboard. From a single screen, agents can:
- • Generate Quick Quotes: Close deals with clients on-site in under two minutes.
- • Track Active Policies & Sales: Monitor portfolio growth and track commissions in real-time.
- • Manage Renewals: Instantly see upcoming policy expirations, enabling proactive client outreach and preventing gaps in coverage.
The Future of Insurance is Digital
As the Kenyan market increasingly demands speed and transparency, Geminia is proving that a heritage brand can lead the charge in digital disruption. By taking the friction out of specialized insurance products, Geminia is ensuring that the next 45 years will be defined by the very same promise that built its legacy: protecting what matters most, made simpler than ever before.
Ready to buy your cover in minutes?
Travel, Golf, Marine, Student PA, or Drone — get an instant, compliant certificate on Bima on the Go, no branch visit required.