{"id":1820,"date":"2026-08-25T12:22:55","date_gmt":"2026-08-25T12:22:55","guid":{"rendered":"https:\/\/geminia.co.ke\/dev\/?page_id=1820"},"modified":"2026-08-25T12:41:35","modified_gmt":"2026-08-25T12:41:35","slug":"cookiepolicy","status":"publish","type":"page","link":"https:\/\/geminia.co.ke\/dev\/cookiepolicy\/","title":{"rendered":"Cookie Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1820\" class=\"elementor elementor-1820\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75e5c15 e-con-full e-flex e-con e-parent\" data-id=\"75e5c15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-834b3dd elementor-widget elementor-widget-html\" data-id=\"834b3dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\r\n<section class=\"gem-cookie\" data-gem=\"cookie-policy\">\r\n\r\n  <style>\r\n    .gem-cookie {\r\n      --gem-navy: #393680;\r\n      --gem-blue: #3fa6dd;\r\n      --gem-navy-dark: #2b2960;\r\n      --gem-blue-dark: #2f8ec2;\r\n      --gem-ink: #1f2233;\r\n      --gem-muted: #5b5f73;\r\n      --gem-line: #e6e8f0;\r\n      --gem-bg-soft: #f5f6fb;\r\n      --gem-white: #ffffff;\r\n      --gem-radius: 16px;\r\n      --gem-radius-sm: 10px;\r\n      --gem-shadow: 0 10px 30px rgba(57, 54, 128, .10);\r\n      --gem-font-head: 'Poppins', 'Segoe UI', system-ui, sans-serif;\r\n      --gem-font-body: 'Inter', Arial, Helvetica, sans-serif;\r\n\r\n      display: block;\r\n      background: var(--gem-bg-soft);\r\n      font-family: var(--gem-font-body);\r\n      color: var(--gem-ink);\r\n      padding: clamp(28px, 5vw, 64px) clamp(16px, 4vw, 40px);\r\n    }\r\n\r\n    .gem-cookie, .gem-cookie *, .gem-cookie *::before, .gem-cookie *::after {\r\n      box-sizing: border-box;\r\n      margin: 0;\r\n      padding: 0;\r\n    }\r\n\r\n    .gem-cookie ul { list-style: none; 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}\r\n\r\n    .gem-cookie__title {\r\n      font-family: var(--gem-font-head);\r\n      font-weight: 700;\r\n      color: var(--gem-navy);\r\n      font-size: clamp(1.9rem, 3.4vw, 2.6rem);\r\n      line-height: 1.15;\r\n      margin-top: 24px;\r\n    }\r\n\r\n    .gem-cookie__updated {\r\n      margin-top: 10px;\r\n      font-size: 13px;\r\n      color: var(--gem-muted);\r\n    }\r\n\r\n    .gem-cookie__updated strong { color: var(--gem-ink); font-weight: 600; }\r\n\r\n    .gem-cookie__divider {\r\n      height: 1px;\r\n      background: var(--gem-line);\r\n      border: 0;\r\n      margin: 24px 0 8px;\r\n    }\r\n\r\n    .gem-cookie__section {\r\n      padding-top: 28px;\r\n      scroll-margin-top: 24px; \/* keeps anchored heading clear of sticky elements *\/\r\n    }\r\n\r\n    .gem-cookie__section h2 {\r\n      font-family: var(--gem-font-head);\r\n      font-weight: 700;\r\n      color: var(--gem-navy);\r\n      font-size: clamp(1.15rem, 2vw, 1.4rem);\r\n      margin-bottom: 12px;\r\n    }\r\n\r\n    .gem-cookie__section h3 {\r\n      font-family: var(--gem-font-head);\r\n      font-weight: 600;\r\n      color: var(--gem-navy);\r\n      font-size: 1rem;\r\n      margin-bottom: 8px;\r\n    }\r\n\r\n    .gem-cookie__section p {\r\n      font-size: 14.5px;\r\n      line-height: 1.7;\r\n      color: var(--gem-ink);\r\n    }\r\n\r\n    .gem-cookie__section p + p { margin-top: 10px; }\r\n\r\n    \/* ---------- Cookie type cards (Section 5) ---------- *\/\r\n    .gem-cookie__cards {\r\n      display: flex;\r\n      flex-direction: column;\r\n      gap: 16px;\r\n    }\r\n\r\n    .gem-cookie__card {\r\n      background: var(--gem-white);\r\n      border: 1px solid var(--gem-line);\r\n      border-radius: var(--gem-radius-sm);\r\n      padding: 20px 22px;\r\n    }\r\n\r\n    .gem-cookie__card--featured {\r\n      border-left: 4px solid var(--gem-blue);\r\n      box-shadow: var(--gem-shadow);\r\n    }\r\n\r\n    .gem-cookie__card ul {\r\n      margin-top: 12px;\r\n      display: flex;\r\n      flex-direction: column;\r\n      gap: 8px;\r\n    }\r\n\r\n    .gem-cookie__card li {\r\n      font-size: 14.5px;\r\n      line-height: 1.6;\r\n      padding-left: 18px;\r\n      position: relative;\r\n    }\r\n\r\n    .gem-cookie__card li::before {\r\n      content: '';\r\n      position: absolute;\r\n      left: 0;\r\n      top: 8px;\r\n      width: 6px;\r\n      height: 6px;\r\n      border-radius: 50%;\r\n      background: var(--gem-blue);\r\n    }\r\n\r\n    .gem-cookie__card li strong { color: var(--gem-navy); font-weight: 600; }\r\n\r\n    \/* ---------- External resources box (Section 7) ---------- *\/\r\n    .gem-cookie__resources {\r\n      margin-top: 16px;\r\n      background: var(--gem-bg-soft);\r\n      border-radius: var(--gem-radius-sm);\r\n      padding: 18px 22px;\r\n    }\r\n\r\n    .gem-cookie__resources-label {\r\n      font-family: var(--gem-font-head);\r\n      font-weight: 600;\r\n      font-size: 13px;\r\n      color: var(--gem-muted);\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .gem-cookie__resources-list { display: flex; flex-direction: column; gap: 8px; }\r\n\r\n    .gem-cookie__resources-list a {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 8px;\r\n      font-size: 14px;\r\n      font-weight: 600;\r\n      color: var(--gem-blue-dark);\r\n      width: fit-content;\r\n    }\r\n\r\n    .gem-cookie__resources-list a:hover { color: var(--gem-navy); text-decoration: underline; }\r\n    .gem-cookie__resources-list svg { flex-shrink: 0; }\r\n\r\n    \/* ---------- Contact card ---------- *\/\r\n    .gem-cookie__contact {\r\n      margin-top: 14px;\r\n      background: var(--gem-white);\r\n      border: 1px solid var(--gem-line);\r\n      border-radius: var(--gem-radius-sm);\r\n      padding: 22px;\r\n      display: flex;\r\n      gap: 16px;\r\n      align-items: flex-start;\r\n    }\r\n\r\n    .gem-cookie__contact-icon {\r\n      flex-shrink: 0;\r\n      width: 40px;\r\n      height: 40px;\r\n      border-radius: 10px;\r\n      background: var(--gem-bg-soft);\r\n      color: var(--gem-navy);\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n    }\r\n\r\n    .gem-cookie__contact-body p { font-size: 14.5px; line-height: 1.6; color: var(--gem-ink); }\r\n\r\n    .gem-cookie__contact-links {\r\n      margin-top: 12px;\r\n      display: flex;\r\n      flex-direction: column;\r\n      gap: 6px;\r\n    }\r\n\r\n    .gem-cookie__contact-links a {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 8px;\r\n      font-size: 14px;\r\n      font-weight: 600;\r\n      color: var(--gem-navy);\r\n      width: fit-content;\r\n    }\r\n\r\n    .gem-cookie__contact-links a:hover { color: var(--gem-blue-dark); }\r\n    .gem-cookie__contact-links svg { color: var(--gem-blue); flex-shrink: 0; }\r\n\r\n    \/* ---------- Mobile (< 768px): stack, TOC becomes horizontal scroll ---------- *\/\r\n    @media (max-width: 767px) {\r\n      .gem-cookie__wrap { grid-template-columns: 1fr; }\r\n\r\n      .gem-cookie__toc {\r\n        position: static;\r\n        padding: 14px 16px;\r\n      }\r\n\r\n      .gem-cookie__toc-list {\r\n        flex-direction: row;\r\n        overflow-x: auto;\r\n        gap: 6px;\r\n        padding-bottom: 4px;\r\n        -webkit-overflow-scrolling: touch;\r\n      }\r\n\r\n      .gem-cookie__toc-link {\r\n        white-space: nowrap;\r\n        border-left: none;\r\n        border-bottom: 2px solid transparent;\r\n        border-radius: 8px 8px 0 0;\r\n      }\r\n\r\n      .gem-cookie__toc-link.is-active { border-left-color: transparent; border-bottom-color: var(--gem-blue); }\r\n\r\n      .gem-cookie__contact { flex-direction: column; }\r\n    }\r\n\r\n    \/* ---------- Tablet (768\u20131023px): narrower sidebar ---------- *\/\r\n    @media (min-width: 768px) and (max-width: 1023px) {\r\n      .gem-cookie__wrap { grid-template-columns: 210px minmax(0, 1fr); }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"gem-cookie__wrap\">\r\n\r\n    <!-- ============ SIDEBAR \/ TABLE OF CONTENTS ============ -->\r\n    <nav class=\"gem-cookie__toc\" aria-label=\"Cookie Policy contents\">\r\n      <div class=\"gem-cookie__toc-label\">CONTENTS<\/div>\r\n      <ul class=\"gem-cookie__toc-list\">\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-intro\">1. Introduction<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-what\">2. What are Cookies?<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-why\">3. Why do we use Cookies?<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-parties\">4. First-Party and Third-Party Cookies<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-types\">5. Types of Cookies<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-duration\">6. How Long will Cookies Remain?<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-manage\">7. How to Manage Cookie Preferences?<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-consent\">8. User Consent<\/a><\/li>\r\n        <li><a class=\"gem-cookie__toc-link\" href=\"#gem-cookie-contact\">Contact Information<\/a><\/li>\r\n      <\/ul>\r\n    <\/nav>\r\n\r\n    <!-- ============ MAIN CONTENT ============ -->\r\n    <main class=\"gem-cookie__main\">\r\n      <h1 class=\"gem-cookie__title\">Cookie Policy<\/h1>\r\n      <p class=\"gem-cookie__updated\"><strong>Last Updated:<\/strong> 23\/07\/2024<\/p>\r\n      <hr class=\"gem-cookie__divider\">\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-intro\">\r\n        <h2>1. Introduction<\/h2>\r\n        <p>This Cookie Policy explains how Geminia Insurance Co. Ltd. uses cookies and similar technologies to recognise you when you visit our website. It explains what these technologies are and why we use them, as well as your rights to control our use of them.<\/p>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-what\">\r\n        <h2>2. What are Cookies?<\/h2>\r\n        <p>Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.<\/p>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-why\">\r\n        <h2>3. Why do we use Cookies?<\/h2>\r\n        <p>We use first and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our websites to operate, and we refer to these as \"essential\" or \"strictly necessary\" cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our online properties.<\/p>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-parties\">\r\n        <h2>4. First-Party and Third-Party Cookies<\/h2>\r\n        <p>Cookies set by the website owner (in this case, Geminia Insurance) are called \"first-party cookies\". Cookies set by parties other than the website owner are called \"third-party cookies\". Third-party cookies enable first-party features or functionality to be provided on or through the website (e.g. like advertising, interactive content and analytics).<\/p>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-types\">\r\n        <h2>5. Types of Cookies<\/h2>\r\n        <div class=\"gem-cookie__cards\">\r\n\r\n          <div class=\"gem-cookie__card\">\r\n            <h3>Strictly Necessary Cookies<\/h3>\r\n            <p>These cookies are strictly necessary to provide you with services available through our websites and to use some of its features, such as access to secure areas.<\/p>\r\n          <\/div>\r\n\r\n          <div class=\"gem-cookie__card gem-cookie__card--featured\">\r\n            <h3>Functionality Cookies<\/h3>\r\n            <p>These cookies are used to enhance the performance and functionality of our websites but are non-essential to their use. We specifically use:<\/p>\r\n            <ul>\r\n              <li><strong>Facebook:<\/strong> For social media integration and targeted outreach.<\/li>\r\n              <li><strong>Geofencing:<\/strong> To provide location-based insurance services and relevant local content.<\/li>\r\n              <li><strong>Tawk.to:<\/strong> To power our live chat support functionality for real-time assistance.<\/li>\r\n            <\/ul>\r\n          <\/div>\r\n\r\n          <div class=\"gem-cookie__card\">\r\n            <h3>Analytics Cookies<\/h3>\r\n            <p>These cookies collect information that is used either in aggregate form to help us understand how our websites are being used or how effective our marketing campaigns are.<\/p>\r\n          <\/div>\r\n\r\n          <div class=\"gem-cookie__card\">\r\n            <h3>Advertising Cookies<\/h3>\r\n            <p>These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly capped.<\/p>\r\n          <\/div>\r\n\r\n        <\/div>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-duration\">\r\n        <h2>6. How Long will Cookies Remain?<\/h2>\r\n        <p>The length of time that a cookie remains on your computer or mobile device depends on whether it is a \"persistent\" or \"session\" cookie. Session cookies last until you stop browsing and persistent cookies last until they expire or are deleted.<\/p>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-manage\">\r\n        <h2>7. How to Manage Cookie Preferences?<\/h2>\r\n        <p>You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. You can also amend your web browser controls to accept or refuse cookies.<\/p>\r\n\r\n        <div class=\"gem-cookie__resources\">\r\n          <div class=\"gem-cookie__resources-label\">External Resources<\/div>\r\n          <div class=\"gem-cookie__resources-list\">\r\n            <a href=\"https:\/\/www.allaboutcookies.org\/\" target=\"_blank\" rel=\"noopener\">\r\n              <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M18 13v6a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V8a2 2 0 0 1 2-2h6\"\/><path d=\"M15 3h6v6\"\/><path d=\"M10 14 21 3\"\/><\/svg>\r\n              About Cookies Guide\r\n            <\/a>\r\n            <a href=\"https:\/\/tools.google.com\/dlpage\/gaoptout\" target=\"_blank\" rel=\"noopener\">\r\n              <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M18 13v6a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V8a2 2 0 0 1 2-2h6\"\/><path d=\"M15 3h6v6\"\/><path d=\"M10 14 21 3\"\/><\/svg>\r\n              Google Analytics Opt-Out\r\n            <\/a>\r\n          <\/div>\r\n        <\/div>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-consent\">\r\n        <h2>8. User Consent<\/h2>\r\n        <p>By continuing to use our website, you are agreeing to our placing cookies on your computer or device in order to analyse the way you use our website.<\/p>\r\n      <\/section>\r\n\r\n      <section class=\"gem-cookie__section\" id=\"gem-cookie-contact\">\r\n        <h2>Contact Information<\/h2>\r\n        <div class=\"gem-cookie__contact\">\r\n          <div class=\"gem-cookie__contact-icon\" aria-hidden=\"true\">\r\n            <svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M3 18v-6a9 9 0 0 1 18 0v6\"\/><path d=\"M21 19a2 2 0 0 1-2 2h-1a2 2 0 0 1-2-2v-3a2 2 0 0 1 2-2h3zM3 19a2 2 0 0 0 2 2h1a2 2 0 0 0 2-2v-3a2 2 0 0 0-2-2H3z\"\/><\/svg>\r\n          <\/div>\r\n          <div class=\"gem-cookie__contact-body\">\r\n            <p>If you have any questions about our use of cookies or other technologies, please contact our Data Protection Officer at:<\/p>\r\n            <div class=\"gem-cookie__contact-links\">\r\n              <a href=\"mailto:privacy@geminia.co.ke\">\r\n                <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><rect x=\"2\" y=\"4\" width=\"20\" height=\"16\" rx=\"2\"\/><path d=\"m22 6-10 7L2 6\"\/><\/svg>\r\n                privacy@geminia.co.ke\r\n              <\/a>\r\n              <!-- REPLACE: confirm this phone number \u2014 sourced from a low-resolution screenshot -->\r\n              <a href=\"tel:+254202703900\">\r\n                <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72c.127.96.361 1.903.7 2.81a2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45c.907.339 1.85.573 2.81.7A2 2 0 0 1 22 16.92z\"\/><\/svg>\r\n                (+254) 020 270 3900\r\n              <\/a>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/section>\r\n\r\n    <\/main>\r\n  <\/div>\r\n<\/section>\r\n\r\n<script>\r\n(function () {\r\n  var root = document.currentScript.closest('[data-gem=\"cookie-policy\"]');\r\n  if (!root || root.dataset.gemInit) return;\r\n  root.dataset.gemInit = '1';\r\n\r\n  var links = root.querySelectorAll('.gem-cookie__toc-link');\r\n  var sections = root.querySelectorAll('.gem-cookie__section');\r\n\r\n  \/\/ Smooth scroll on TOC click (accounts for sticky offset)\r\n  links.forEach(function (link) {\r\n    link.addEventListener('click', function (e) {\r\n      var id = link.getAttribute('href').slice(1);\r\n      var target = root.querySelector('#' + CSS.escape(id));\r\n      if (!target) return;\r\n      e.preventDefault();\r\n      var top = target.getBoundingClientRect().top + window.pageYOffset - 20;\r\n      window.scrollTo({ top: top, behavior: 'smooth' });\r\n    });\r\n  });\r\n\r\n  \/\/ Scrollspy: highlight the TOC entry for the section currently in view\r\n  function setActive(id) {\r\n    links.forEach(function (l) {\r\n      l.classList.toggle('is-active', l.getAttribute('href') === '#' + id);\r\n    });\r\n  }\r\n\r\n  if ('IntersectionObserver' in window && sections.length) {\r\n    var observer = new IntersectionObserver(function (entries) {\r\n      entries.forEach(function (entry) {\r\n        if (entry.isIntersecting) setActive(entry.target.id);\r\n      });\r\n    }, { rootMargin: '-15% 0px -70% 0px', threshold: 0 });\r\n\r\n    sections.forEach(function (s) { observer.observe(s); });\r\n  }\r\n})();\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>CONTENTS 1. Introduction 2. What are Cookies? 3. Why do we use Cookies? 4. First-Party and Third-Party Cookies 5. Types of Cookies 6. How Long will Cookies Remain? 7. How to Manage Cookie Preferences? 8. User Consent Contact Information Cookie Policy Last Updated: 23\/07\/2024 1. Introduction This Cookie Policy explains how Geminia Insurance Co. Ltd. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1820","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cookie Policy - Geminia Insurance<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cookie Policy - Geminia Insurance\" \/>\n<meta property=\"og:description\" content=\"CONTENTS 1. Introduction 2. What are Cookies? 3. Why do we use Cookies? 4. First-Party and Third-Party Cookies 5. Types of Cookies 6. How Long will Cookies Remain? 7. How to Manage Cookie Preferences? 8. User Consent Contact Information Cookie Policy Last Updated: 23\/07\/2024 1. Introduction This Cookie Policy explains how Geminia Insurance Co. Ltd. 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