{"id":780,"date":"2026-07-27T07:56:40","date_gmt":"2026-07-27T07:56:40","guid":{"rendered":"https:\/\/geminia.co.ke\/dev\/?page_id=780"},"modified":"2026-09-04T07:11:47","modified_gmt":"2026-09-04T07:11:47","slug":"political-violence-terrorism-insurance-geminia-kenya","status":"publish","type":"page","link":"https:\/\/geminia.co.ke\/dev\/political-violence-terrorism-insurance-geminia-kenya\/","title":{"rendered":"Political Violence &amp; Terrorism (PVT)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"780\" class=\"elementor elementor-780\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c65e870 e-con-full e-flex e-con e-parent\" data-id=\"c65e870\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09a79e6 elementor-widget elementor-widget-html\" data-id=\"09a79e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n  .gem-purpose {\r\n    position: relative;\r\n    width: 100%;\r\n    min-height: 420px;\r\n    display: flex;\r\n    align-items: center;\r\n    background-image: url('https:\/\/geminia.co.ke\/dev\/wp-content\/uploads\/2026\/07\/PVT-Cover.jpg');\r\n    background-size: cover;\r\n    background-position: center;\r\n    overflow: hidden;\r\n    font-family: 'Poppins', sans-serif;\r\n  }\r\n\r\n  \/* Darken the photo a touch so the color wash + text pop *\/\r\n  .gem-purpose::before {\r\n    content: \"\";\r\n    position: absolute;\r\n    inset: 0;\r\n    background: linear-gradient(\r\n      100deg,\r\n      rgba(10, 10, 25, 0.75) 0%,\r\n      rgba(10, 10, 25, 0.5) 40%,\r\n      rgba(10, 10, 25, 0.35) 100%\r\n    );\r\n    z-index: 1;\r\n  }\r\n\r\n  \/* Floating color blobs \u2014 brand colors blended over the photo *\/\r\n  .gem-purpose__blob {\r\n    position: absolute;\r\n    border-radius: 50%;\r\n    filter: blur(70px);\r\n    mix-blend-mode: screen;\r\n    z-index: 2;\r\n    pointer-events: none;\r\n  }\r\n\r\n  .gem-purpose__blob--blue {\r\n    width: 480px;\r\n    height: 480px;\r\n    background: radial-gradient(circle at center, #43a8de 0%, rgba(67, 168, 222, 0) 70%);\r\n    top: -140px;\r\n    left: 5%;\r\n    opacity: 0.85;\r\n    will-change: transform;\r\n  }\r\n\r\n  .gem-purpose__blob--indigo {\r\n    width: 560px;\r\n    height: 560px;\r\n    background: radial-gradient(circle at center, #393680 0%, rgba(57, 54, 128, 0) 70%);\r\n    bottom: -220px;\r\n    left: 30%;\r\n    opacity: 0.9;\r\n    will-change: transform;\r\n  }\r\n\r\n  .gem-purpose__blob--blue2 {\r\n    width: 360px;\r\n    height: 360px;\r\n    background: radial-gradient(circle at center, #43a8de 0%, rgba(67, 168, 222, 0) 70%);\r\n    top: 20%;\r\n    right: 8%;\r\n    opacity: 0.6;\r\n    will-change: transform;\r\n  }\r\n\r\n  \/* Positions above are the resting state used when motion is reduced or JS hasn't run yet *\/\r\n\r\n  .gem-purpose__inner {\r\n    position: relative;\r\n    z-index: 3;\r\n    width: 100%;\r\n    max-width: 1200px;\r\n    margin: 0 auto;\r\n    padding: 0 40px;\r\n  }\r\n\r\n  .gem-purpose__content {\r\n    max-width: 640px;\r\n  }\r\n\r\n  .gem-purpose__eyebrow {\r\n    font-family: 'Poppins', sans-serif;\r\n    font-weight: 500;\r\n    font-size: 14px;\r\n    color: #ffffff;\r\n    margin: 0 0 8px 0;\r\n    text-transform: uppercase;\r\n    letter-spacing: 3px;\r\n\r\n  }\r\n\r\n  .gem-purpose__title {\r\n    font-family: 'Poppins', sans-serif;\r\n    font-weight: 700;\r\n    font-size: 38px;\r\n    line-height: 1.25;\r\n    color: #ffffff;\r\n    margin: 0 0 28px 0;\r\n  }\r\n\r\n  .gem-purpose__cta {\r\n    display: inline-flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    padding: 16px 30px;\r\n    background: #3fa6dd;\r\n    color: #ffffff !important;\r\n    text-decoration: none !important;\r\n    border-radius: 999px;\r\n    font-family: 'Poppins', sans-serif;\r\n    font-weight: 600;\r\n    font-size: 14.5px;\r\n    box-shadow: 0 12px 26px rgba(63, 166, 221, 0.4);\r\n    transition: background 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;\r\n  }\r\n  .gem-purpose__cta:hover {\r\n    background: #2f92c9;\r\n    text-decoration: none !important;\r\n    transform: translateY(-2px);\r\n    box-shadow: 0 16px 30px rgba(63, 166, 221, 0.48);\r\n  }\r\n  .gem-purpose__cta:focus-visible {\r\n    outline: 2px solid #ffffff;\r\n    outline-offset: 3px;\r\n  }\r\n\r\n  @media (max-width: 991px) {\r\n    .gem-purpose {\r\n      min-height: 360px;\r\n    }\r\n    .gem-purpose__title {\r\n      font-size: 30px;\r\n    }\r\n    .gem-purpose__blob--blue { width: 340px; height: 340px; }\r\n    .gem-purpose__blob--indigo { width: 400px; height: 400px; }\r\n    .gem-purpose__blob--blue2 { width: 260px; height: 260px; }\r\n  }\r\n\r\n  @media (max-width: 600px) {\r\n    .gem-purpose {\r\n      min-height: 320px;\r\n    }\r\n    .gem-purpose__inner {\r\n      padding: 0 24px;\r\n    }\r\n    .gem-purpose__title {\r\n      font-size: 24px;\r\n    }\r\n    .gem-purpose__eyebrow {\r\n      font-size: 16px;\r\n    }\r\n    .gem-purpose__cta {\r\n      padding: 14px 26px;\r\n      font-size: 13.5px;\r\n    }\r\n  }\r\n<\/style>\r\n\r\n<section class=\"gem-purpose\">\r\n  <div class=\"gem-purpose__blob gem-purpose__blob--blue\"><\/div>\r\n  <div class=\"gem-purpose__blob gem-purpose__blob--indigo\"><\/div>\r\n  <div class=\"gem-purpose__blob gem-purpose__blob--blue2\"><\/div>\r\n\r\n  <div class=\"gem-purpose__inner\">\r\n    <div class=\"gem-purpose__content\">\r\n      <p class=\"gem-purpose__eyebrow\">Protect Your Business Against the Unexpected<\/p>\r\n      <h2 class=\"gem-purpose__title\">Protect your business against risks that go beyond everyday operations.<\/h2>\r\n      <a class=\"gem-purpose__cta\" href=\"https:\/\/geminia.co.ke\/dev\/geminia-political-violence-terrorism-form\/\">Purchase Cover<\/a>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<script>\r\n(function () {\r\n  var hero = document.querySelector('.gem-purpose');\r\n  if (!hero) return;\r\n\r\n  \/\/ Respect users who've asked for reduced motion \u2014 blobs just stay put.\r\n  if (window.matchMedia && window.matchMedia('(prefers-reduced-motion: reduce)').matches) return;\r\n\r\n  \/\/ Each blob keeps a gentle ambient drift ALL the time, plus a mouse-driven\r\n  \/\/ push once you hover the section.\r\n  \/\/   mouseStrength > 0  \u2192 blob drifts toward the direction the cursor moves\r\n  \/\/   mouseStrength < 0  \u2192 blob drifts away from the cursor\r\n  \/\/ Tweak these numbers to taste.\r\n  var blobs = [\r\n    { el: hero.querySelector('.gem-purpose__blob--blue'),   ampX: 35, ampY: 25, speedX: 0.15, speedY: 0.18, phase: 0, mouseStrength: 70  },\r\n    { el: hero.querySelector('.gem-purpose__blob--indigo'), ampX: 30, ampY: 20, speedX: 0.10, speedY: 0.13, phase: 2, mouseStrength: -50 },\r\n    { el: hero.querySelector('.gem-purpose__blob--blue2'),  ampX: 25, ampY: 22, speedX: 0.20, speedY: 0.16, phase: 4, mouseStrength: 90  }\r\n  ];\r\n\r\n  var targetX = 0, targetY = 0; 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Terrorism (PVT) Insurance<\/p>\r\n      <div class=\"gm-pvt__intro\">\r\n        <p class=\"gm-pvt__intro-text\" id=\"gmPvtIntroText\">Protect your business against risks that go beyond everyday operations. Geminia Political Violence &amp; Terrorism (PVT) Insurance provides financial protection for buildings and business contents against physical loss or damage caused by political violence, terrorism, sabotage, riots, strikes, civil commotion, and other related events.<\/p>\r\n        <a class=\"gm-pvt__cta\" href=\"https:\/\/geminia.co.ke\/dev\/geminia-political-violence-terrorism-form\/\">Get Quotation<\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- ===== Lower content: details + form ===== -->\r\n  <div class=\"gm-pvt__body\">\r\n    <div class=\"gm-pvt__body-inner\">\r\n\r\n      <div class=\"gm-pvt__details\">\r\n        <p class=\"gm-pvt__detail-text\">Whether you own a retail shop, office, warehouse, manufacturing plant, or commercial property, this cover helps reduce the financial impact of unexpected events so you can get back to business sooner.<\/p>\r\n\r\n        <div class=\"gm-pvt__switch\" role=\"tablist\" aria-label=\"View ideal for, what is covered, or why choose Geminia\">\r\n          <span class=\"gm-pvt__switch-highlight\" id=\"gmPvtSwitchHighlight\" aria-hidden=\"true\"><\/span>\r\n          <button type=\"button\" class=\"gm-pvt__switch-btn is-active\" role=\"tab\" aria-selected=\"true\" id=\"gmPvtSubTab-ideal\" aria-controls=\"gmPvtListWrap\" data-sub=\"ideal\">Ideal For<\/button>\r\n          <button type=\"button\" class=\"gm-pvt__switch-btn\" role=\"tab\" aria-selected=\"false\" id=\"gmPvtSubTab-covered\" aria-controls=\"gmPvtListWrap\" data-sub=\"covered\">What Is Covered<\/button>\r\n          <button type=\"button\" class=\"gm-pvt__switch-btn\" role=\"tab\" aria-selected=\"false\" id=\"gmPvtSubTab-why\" aria-controls=\"gmPvtListWrap\" data-sub=\"why\">Why Choose Geminia?<\/button>\r\n        <\/div>\r\n\r\n        <div class=\"gm-pvt__list-wrap\" id=\"gmPvtListWrap\" role=\"tabpanel\" aria-labelledby=\"gmPvtSubTab-ideal\"><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"gm-pvt__form-card\">\r\n        <h3 class=\"gm-pvt__form-title\">Request Call Back<\/h3>\r\n\r\n        <form id=\"gmPvtCallbackForm\" class=\"gm-pvt__form\" novalidate>\r\n          <div class=\"gm-pvt__field\">\r\n            <label for=\"gmPvtName\">Name<\/label>\r\n            <input type=\"text\" id=\"gmPvtName\" name=\"name\" autocomplete=\"name\" required>\r\n          <\/div>\r\n          <div class=\"gm-pvt__field\">\r\n            <label for=\"gmPvtEmail\">Email Address<\/label>\r\n            <input type=\"email\" id=\"gmPvtEmail\" name=\"email\" autocomplete=\"email\" required>\r\n          <\/div>\r\n          <div class=\"gm-pvt__field\">\r\n            <label for=\"gmPvtPhone\">Phone Number<\/label>\r\n            <input type=\"tel\" id=\"gmPvtPhone\" name=\"phone\" autocomplete=\"tel\" required>\r\n          <\/div>\r\n          <div class=\"gm-pvt__field\">\r\n            <label for=\"gmPvtComment\">Comment<\/label>\r\n            <textarea id=\"gmPvtComment\" name=\"comment\" rows=\"4\"><\/textarea>\r\n          <\/div>\r\n\r\n          <input type=\"hidden\" name=\"cover_type\" value=\"Political Violence &amp; Terrorism (PVT) Insurance\">\r\n\r\n          <button type=\"submit\" class=\"gm-pvt__submit\">Submit<\/button>\r\n          <p class=\"gm-pvt__form-status\" id=\"gmPvtFormStatus\" role=\"status\" aria-live=\"polite\"><\/p>\r\n        <\/form>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/section>\r\n\r\n<style>\r\n  .gm-pvt{\r\n    --purple: #393680;\r\n    --sky: #3fa6dd;\r\n    --body-bg: #eef0f4;\r\n    --text-dark: #2c2c34;\r\n    box-sizing: border-box;\r\n    font-family: 'Poppins', sans-serif;\r\n  }\r\n  .gm-pvt *{ box-sizing: border-box; }\r\n\r\n  \/* ---------- Top navy intro ---------- *\/\r\n  .gm-pvt__tabbar{ background: var(--purple); }\r\n  .gm-pvt__tabbar-inner{\r\n    max-width: 1080px;\r\n    margin: 0 auto;\r\n    padding: 44px 24px 40px;\r\n  }\r\n\r\n  .gm-pvt__eyebrow{\r\n    margin: 0 0 18px;\r\n    font-weight: 600;\r\n    font-size: 13px;\r\n    letter-spacing: 2px;\r\n    text-transform: uppercase;\r\n    color: var(--sky);\r\n  }\r\n\r\n  .gm-pvt__intro{\r\n    display: flex;\r\n    flex-direction: column;\r\n    gap: 22px;\r\n  }\r\n  .gm-pvt__intro-text{\r\n    margin: 0;\r\n    max-width: 100%;\r\n    font-weight: 400;\r\n    font-size: 16px;\r\n    line-height: 1.75;\r\n    color: rgba(255,255,255,0.92);\r\n  }\r\n  .gm-pvt__cta{\r\n    align-self: flex-end;\r\n    font-weight: 500;\r\n    font-size: 15px;\r\n    color: #ffffff;\r\n    text-decoration: none;\r\n    padding-bottom: 3px;\r\n    border-bottom: 1px solid rgba(255,255,255,0.4);\r\n    transition: border-color 0.25s ease, color 0.25s ease;\r\n    white-space: nowrap;\r\n  }\r\n  .gm-pvt__cta:hover{ color: var(--sky); border-color: var(--sky); }\r\n  .gm-pvt__cta:focus-visible{ outline: 2px solid var(--sky); outline-offset: 4px; }\r\n\r\n  \/* ---------- Lower body ---------- *\/\r\n  .gm-pvt__body{ background: var(--body-bg); padding: 56px 24px; }\r\n  .gm-pvt__body-inner{\r\n    max-width: 1080px;\r\n    margin: 0 auto;\r\n    display: grid;\r\n    grid-template-columns: 1.15fr 0.85fr;\r\n    gap: 48px;\r\n    align-items: start;\r\n  }\r\n\r\n  .gm-pvt__detail-text{\r\n    margin: 0 0 26px;\r\n    font-weight: 400;\r\n    font-size: 16.5px;\r\n    line-height: 1.75;\r\n    color: var(--text-dark);\r\n  }\r\n\r\n  \/* Ideal For \/ What Is Covered \/ Why Choose switch *\/\r\n  .gm-pvt__switch{\r\n    position: relative;\r\n    display: inline-flex;\r\n    background: #ffffff;\r\n    border-radius: 999px;\r\n    padding: 5px;\r\n    box-shadow: 0 6px 18px rgba(30, 20, 70, 0.1);\r\n    margin-bottom: 24px;\r\n    max-width: 100%;\r\n  }\r\n  .gm-pvt__switch-highlight{\r\n    position: absolute;\r\n    top: 5px;\r\n    left: 5px;\r\n    height: calc(100% - 10px);\r\n    width: 0;\r\n    background: var(--sky);\r\n    border-radius: 999px;\r\n    transition: transform 0.3s cubic-bezier(.4,0,.2,1), width 0.3s cubic-bezier(.4,0,.2,1);\r\n  }\r\n  .gm-pvt__switch-btn,\r\n  .gm-pvt__switch-btn:hover,\r\n  .gm-pvt__switch-btn:focus,\r\n  .gm-pvt__switch-btn:active,\r\n  .gm-pvt__switch-btn.is-active{\r\n    background: none !important;\r\n    background-color: transparent !important;\r\n    -webkit-tap-highlight-color: transparent;\r\n  }\r\n  .gm-pvt__switch-btn{\r\n    position: relative;\r\n    z-index: 1;\r\n    border: none;\r\n    cursor: pointer;\r\n    padding: 12px 20px;\r\n    font-family: 'Poppins', sans-serif;\r\n    font-weight: 500;\r\n    font-size: 14px;\r\n    color: var(--text-dark);\r\n    border-radius: 999px;\r\n    white-space: nowrap;\r\n    transition: color 0.3s ease;\r\n  }\r\n  .gm-pvt__switch-btn.is-active{ color: #ffffff; font-weight: 600; }\r\n  .gm-pvt__switch-btn:hover:not(.is-active){ color: #393780; }\r\n  .gm-pvt__switch-btn:focus-visible{\r\n    outline: 2px solid var(--purple);\r\n    outline-offset: 2px;\r\n  }\r\n\r\n  \/* Plain bulleted list (Ideal For \/ What Is Covered) *\/\r\n  .gm-pvt__list{\r\n    list-style: none;\r\n    margin: 0;\r\n    padding: 0;\r\n    display: flex;\r\n    flex-direction: column;\r\n    gap: 12px;\r\n  }\r\n  .gm-pvt__list li{\r\n    position: relative;\r\n    padding-left: 22px;\r\n    font-weight: 400;\r\n    font-size: 15.5px;\r\n    line-height: 1.5;\r\n    color: var(--text-dark);\r\n  }\r\n  .gm-pvt__list li::before{\r\n    content: '';\r\n    position: absolute;\r\n    left: 0;\r\n    top: 8px;\r\n    width: 7px;\r\n    height: 7px;\r\n    border-radius: 50%;\r\n    background: var(--sky);\r\n  }\r\n\r\n  \/* Feature grid (Why Choose Geminia) *\/\r\n  .gm-pvt__feature-grid{\r\n    display: grid;\r\n    grid-template-columns: repeat(2, 1fr);\r\n    gap: 20px 24px;\r\n  }\r\n  .gm-pvt__feature{\r\n    padding: 16px 18px;\r\n    background: #ffffff;\r\n    border-radius: 12px;\r\n    box-shadow: 0 4px 14px rgba(30, 20, 70, 0.06);\r\n  }\r\n  .gm-pvt__feature-title{\r\n    margin: 0 0 6px;\r\n    font-weight: 600;\r\n    font-size: 15px;\r\n    color: var(--purple);\r\n  }\r\n  .gm-pvt__feature-text{\r\n    margin: 0;\r\n    font-weight: 400;\r\n    font-size: 14.5px;\r\n    line-height: 1.55;\r\n    color: var(--text-dark);\r\n  }\r\n\r\n  .gm-fade-refresh-tr{ animation: gmPvtFade 0.35s ease; }\r\n  @keyframes gmPvtFade{\r\n    from{ opacity: 0; transform: translateY(6px); }\r\n    to{ opacity: 1; transform: translateY(0); }\r\n  }\r\n\r\n  \/* ---------- Request Call Back card ---------- *\/\r\n  .gm-pvt__form-card{\r\n    background: var(--sky);\r\n    border-radius: 16px;\r\n    padding: 36px 32px 32px;\r\n  }\r\n  .gm-pvt__form-title{\r\n    margin: 0 0 22px;\r\n    font-weight: 700;\r\n    font-size: 24px;\r\n    color: var(--purple);\r\n  }\r\n  .gm-pvt__field{ margin-bottom: 18px; }\r\n  .gm-pvt__field label{\r\n    display: block;\r\n    margin-bottom: 8px;\r\n    font-weight: 500;\r\n    font-size: 14.5px;\r\n    color: #ffffff;\r\n  }\r\n  .gm-pvt__field input,\r\n  .gm-pvt__field textarea{\r\n    width: 100%;\r\n    border: none;\r\n    border-radius: 8px;\r\n    padding: 12px 14px;\r\n    font-family: 'Poppins', sans-serif;\r\n    font-size: 14.5px;\r\n    color: var(--text-dark);\r\n    background: #ffffff;\r\n    resize: vertical;\r\n  }\r\n  .gm-pvt__field input:focus-visible,\r\n  .gm-pvt__field textarea:focus-visible{\r\n    outline: 2px solid var(--purple);\r\n    outline-offset: 2px;\r\n  }\r\n  .gm-pvt__field input:invalid:not(:placeholder-shown){\r\n    box-shadow: inset 0 0 0 1.5px #d64545;\r\n  }\r\n\r\n  .gm-pvt__submit{\r\n    margin-top: 6px;\r\n    padding: 13px 34px;\r\n    background: var(--purple);\r\n    color: #ffffff;\r\n    border: none;\r\n    border-radius: 999px;\r\n    font-family: 'Poppins', sans-serif;\r\n    font-weight: 600;\r\n    font-size: 14.5px;\r\n    cursor: pointer;\r\n    transition: background 0.25s ease, transform 0.25s ease;\r\n  }\r\n  .gm-pvt__submit:hover{ background: #2d2a66; transform: translateY(-1px); }\r\n  .gm-pvt__submit:focus-visible{ outline: 2px solid #ffffff; outline-offset: 3px; }\r\n  .gm-pvt__submit:disabled{ opacity: 0.7; cursor: default; transform: none; }\r\n\r\n  .gm-pvt__form-status{\r\n    margin: 12px 0 0;\r\n    font-size: 13.5px;\r\n    font-weight: 500;\r\n    color: #ffffff;\r\n    min-height: 18px;\r\n  }\r\n\r\n  \/* ---------- Responsive ---------- *\/\r\n  @media (max-width: 900px){\r\n    .gm-pvt__body-inner{ grid-template-columns: 1fr; gap: 40px; }\r\n  }\r\n\r\n  @media (max-width: 720px){\r\n    .gm-pvt__cta{ align-self: flex-start; }\r\n    .gm-pvt__tabbar-inner{ padding: 36px 20px 32px; }\r\n    .gm-pvt__body{ padding: 44px 20px; }\r\n    .gm-pvt__switch{ width: 100%; flex-wrap: wrap; }\r\n    .gm-pvt__switch-btn{ flex: 1; text-align: center; padding: 12px 8px; }\r\n    .gm-pvt__form-card{ padding: 28px 22px 26px; }\r\n    .gm-pvt__feature-grid{ grid-template-columns: 1fr; }\r\n  }\r\n\r\n  @media (prefers-reduced-motion: reduce){\r\n    .gm-fade-refresh-tr{ animation: none; }\r\n    .gm-pvt__switch-highlight{ transition: none; }\r\n    .gm-pvt__submit{ transition: none; }\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n(function(){\r\n  var section = document.querySelector('.gm-pvt');\r\n  if (!section) return;\r\n\r\n  \/* ---------- Centralized content data ---------- *\/\r\n  var data = {\r\n    idealFor: [\r\n      \"Small and Medium Enterprises (SMEs)\",\r\n      \"Retail shops and supermarkets\",\r\n      \"Office buildings and commercial premises\",\r\n      \"Hotels and restaurants\",\r\n      \"Manufacturers and warehouses\",\r\n      \"Schools and educational institutions\",\r\n      \"Hospitals and healthcare facilities\",\r\n      \"Property owners and landlords\",\r\n      \"Businesses operating in high-traffic commercial areas\"\r\n    ],\r\n    whatIsCovered: [\r\n      \"Acts of Terrorism\",\r\n      \"Sabotage\",\r\n      \"Riots, Strikes, and Civil Commotion\",\r\n      \"Malicious Damage\",\r\n      \"Mutiny and Coup d'\u00e9tat\",\r\n      \"Insurrection, Revolution, and Rebellion\"\r\n    ],\r\n    whyChoose: [\r\n      { title: \"Protect Your Business Assets\", text: \"Safeguard your buildings, equipment, stock, and business contents against losses resulting from political violence and related events.\" },\r\n      { title: \"Business Continuity\", text: \"Recover faster from unexpected disruptions and reduce the financial impact on your operations.\" },\r\n      { title: \"Flexible Protection\", text: \"Suitable for businesses of all sizes, from small enterprises to large commercial organisations.\" },\r\n      { title: \"Greater Peace of Mind\", text: \"Operate your business with confidence, knowing you're protected against risks that standard property insurance may not fully cover.\" },\r\n      { title: \"Trusted Since 1981\", text: \"For over four decades, Geminia Insurance has helped Kenyan businesses protect what matters most.\" }\r\n    ]\r\n  };\r\n\r\n  var listWrap = section.querySelector('#gmPvtListWrap');\r\n  var subTabs = Array.prototype.slice.call(section.querySelectorAll('.gm-pvt__switch-btn'));\r\n  var switchWrap = section.querySelector('.gm-pvt__switch');\r\n  var highlight = section.querySelector('#gmPvtSwitchHighlight');\r\n\r\n  var activeSub = 'ideal';\r\n\r\n  function fadeRefresh(el){\r\n    el.classList.remove('gm-fade-refresh-tr');\r\n    void el.offsetWidth; \/* force reflow so the animation can restart *\/\r\n    el.classList.add('gm-fade-refresh-tr');\r\n  }\r\n\r\n  function renderBulletList(items){\r\n    var ul = document.createElement('ul');\r\n    ul.className = 'gm-pvt__list';\r\n    items.forEach(function(text){\r\n      var li = document.createElement('li');\r\n      li.textContent = text;\r\n      ul.appendChild(li);\r\n    });\r\n    return ul;\r\n  }\r\n\r\n  function renderFeatureGrid(items){\r\n    var grid = document.createElement('div');\r\n    grid.className = 'gm-pvt__feature-grid';\r\n    items.forEach(function(item){\r\n      var card = document.createElement('div');\r\n      card.className = 'gm-pvt__feature';\r\n      var title = document.createElement('h4');\r\n      title.className = 'gm-pvt__feature-title';\r\n      title.textContent = item.title;\r\n      var text = document.createElement('p');\r\n      text.className = 'gm-pvt__feature-text';\r\n      text.textContent = item.text;\r\n      card.appendChild(title);\r\n      card.appendChild(text);\r\n      grid.appendChild(card);\r\n    });\r\n    return grid;\r\n  }\r\n\r\n  function renderList(){\r\n    listWrap.innerHTML = '';\r\n    var labelId = activeSub === 'ideal' ? 'gmPvtSubTab-ideal'\r\n      : activeSub === 'covered' ? 'gmPvtSubTab-covered'\r\n      : 'gmPvtSubTab-why';\r\n    listWrap.setAttribute('aria-labelledby', labelId);\r\n\r\n    if (activeSub === 'ideal'){\r\n      listWrap.appendChild(renderBulletList(data.idealFor));\r\n    } else if (activeSub === 'covered'){\r\n      listWrap.appendChild(renderBulletList(data.whatIsCovered));\r\n    } else if (activeSub === 'why'){\r\n      listWrap.appendChild(renderFeatureGrid(data.whyChoose));\r\n    }\r\n\r\n    fadeRefresh(listWrap);\r\n  }\r\n\r\n  function positionHighlight(){\r\n    var activeBtn = subTabs.filter(function(b){ return b.classList.contains('is-active'); })[0];\r\n    if (!activeBtn) return;\r\n    var wrapRect = switchWrap.getBoundingClientRect();\r\n    var btnRect = activeBtn.getBoundingClientRect();\r\n    highlight.style.width = btnRect.width + 'px';\r\n    highlight.style.transform = 'translateX(' + (btnRect.left - wrapRect.left - 5) + 'px)';\r\n  }\r\n\r\n  function renderSub(sub){\r\n    activeSub = sub;\r\n    subTabs.forEach(function(btn){\r\n      var selected = btn.getAttribute('data-sub') === sub;\r\n      btn.classList.toggle('is-active', selected);\r\n      btn.setAttribute('aria-selected', selected ? 'true' : 'false');\r\n    });\r\n    positionHighlight();\r\n    renderList();\r\n  }\r\n\r\n  subTabs.forEach(function(btn, i){\r\n    btn.addEventListener('click', function(){ renderSub(btn.getAttribute('data-sub')); });\r\n    btn.addEventListener('keydown', function(e){\r\n      var next = null;\r\n      if (e.key === 'ArrowRight') next = (i + 1) % subTabs.length;\r\n      else if (e.key === 'ArrowLeft') next = (i - 1 + subTabs.length) % subTabs.length;\r\n      if (next !== null){\r\n        e.preventDefault();\r\n        renderSub(subTabs[next].getAttribute('data-sub'));\r\n        subTabs[next].focus();\r\n      }\r\n    });\r\n  });\r\n\r\n  \/* Initial render *\/\r\n  renderSub('ideal');\r\n\r\n  window.addEventListener('load', positionHighlight);\r\n  if (document.fonts && document.fonts.ready){\r\n    document.fonts.ready.then(positionHighlight);\r\n  }\r\n  var resizeTimer;\r\n  window.addEventListener('resize', function(){\r\n    clearTimeout(resizeTimer);\r\n    resizeTimer = setTimeout(positionHighlight, 120);\r\n  });\r\n\r\n  \/* ---------- Callback form ---------- *\/\r\n  var form = section.querySelector('#gmPvtCallbackForm');\r\n  var statusEl = section.querySelector('#gmPvtFormStatus');\r\n  var GEMINIA_CALLBACK_ENDPOINT = 'https:\/\/script.google.com\/macros\/s\/AKfycbwFlGR1THNUVMzt3hSBfFQzRpW1uHqtKqY_frXnLFwE_TPyUsG2PokiDb7KKANJmLxh5Q\/exec';\r\n\r\n  form.addEventListener('submit', function(e){\r\n    e.preventDefault();\r\n    if (!form.checkValidity()){\r\n      form.reportValidity();\r\n      return;\r\n    }\r\n\r\n    var submitBtn = form.querySelector('.gm-pvt__submit');\r\n    submitBtn.disabled = true;\r\n    submitBtn.textContent = 'Sending\u2026';\r\n    statusEl.textContent = '';\r\n\r\n    var payload = Object.fromEntries(new FormData(form));\r\n\r\n    \/\/ Apps Script Web Apps don't send CORS headers, so this request is fired\r\n    \/\/ 'no-cors' and treated as opaque \u2014 a resolved promise means the request\r\n    \/\/ reached the server (email + Telegram notification), not that we can\r\n    \/\/ read a response. Only .catch() (actual network failure) shows the error.\r\n    fetch(GEMINIA_CALLBACK_ENDPOINT, {\r\n      method: 'POST',\r\n      mode: 'no-cors',\r\n      headers: { 'Content-Type': 'text\/plain;charset=utf-8' },\r\n      body: JSON.stringify(payload)\r\n    })\r\n      .then(function(){\r\n        submitBtn.disabled = false;\r\n        submitBtn.textContent = 'Submit';\r\n        statusEl.textContent = \"Thanks \u2014 we've received your request and will call you back shortly.\";\r\n        form.reset();\r\n      })\r\n      .catch(function(){\r\n        submitBtn.disabled = false;\r\n        submitBtn.textContent = 'Submit';\r\n        statusEl.textContent = \"Something went wrong \u2014 please try again or call us directly.\";\r\n      });\r\n  });\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c92de77 e-flex e-con-boxed e-con e-parent\" data-id=\"c92de77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb22cc7 elementor-widget elementor-widget-html\" data-id=\"cb22cc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;500;600;700&display=swap\" rel=\"stylesheet\">\r\n\r\n<section class=\"gm-related\">\r\n  <div class=\"gm-related__inner\">\r\n\r\n    <h2 class=\"gm-related__heading\">Related Products<\/h2>\r\n\r\n    <div\r\n      class=\"gm-related__viewport\"\r\n      id=\"gmRelatedViewport\"\r\n      tabindex=\"0\"\r\n      role=\"region\"\r\n      aria-roledescription=\"carousel\"\r\n      aria-label=\"Related products\"\r\n    >\r\n      <div class=\"gm-related__track\" id=\"gmRelatedTrack\">\r\n\r\n        <a class=\"gm-related__card\" href=\"https:\/\/geminia.co.ke\/dev\/homepackinsurance\/\" aria-label=\"HomePack Insurance \u2014 view product\" aria-roledescription=\"slide\">\r\n          <span class=\"gm-related__bg\" style=\"background-image: url('https:\/\/geminia.co.ke\/dev\/wp-content\/uploads\/2026\/08\/HomePack-Insurance.jpg');\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__overlay\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__label\">\r\n            HomePack Insurance\r\n            <svg class=\"gm-related__arrow\" viewBox=\"0 0 16 16\" fill=\"none\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n          <\/span>\r\n        <\/a>\r\n\r\n        <a class=\"gm-related__card\" href=\"https:\/\/geminia.co.ke\/dev\/geminia-droneinsurance\/\" aria-label=\"Farm Protector Insurance \u2014 view product\" aria-roledescription=\"slide\">\r\n          <span class=\"gm-related__bg\" style=\"background-image: url('https:\/\/geminia.co.ke\/dev\/wp-content\/uploads\/2026\/08\/Drone-Insurance.jpg');\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__overlay\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__label\">\r\n            Drone Insurance\r\n            <svg class=\"gm-related__arrow\" viewBox=\"0 0 16 16\" fill=\"none\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n          <\/span>\r\n        <\/a>\r\n\r\n        <a class=\"gm-related__card\" href=\"https:\/\/geminia.co.ke\/dev\/burglary-insurance\/\" aria-label=\"Burglary Insurance \u2014 view product\" aria-roledescription=\"slide\">\r\n          <span class=\"gm-related__bg\" style=\"background-image: url('https:\/\/geminia.co.ke\/dev\/wp-content\/uploads\/2026\/08\/Buglary-Insurance-Image.jpg');\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__overlay\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__label\">\r\n            Burglary Insurance\r\n            <svg class=\"gm-related__arrow\" viewBox=\"0 0 16 16\" fill=\"none\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n          <\/span>\r\n        <\/a>\r\n\r\n        <a class=\"gm-related__card\" href=\"https:\/\/geminia.co.ke\/dev\/geminia-marine-cargo-insurance\/\" aria-label=\"Marine Cargo \u2014 view product\" aria-roledescription=\"slide\">\r\n          <span class=\"gm-related__bg\" style=\"background-image: url('https:\/\/geminia.co.ke\/dev\/wp-content\/uploads\/2026\/08\/Marine-Cargo.jpg');\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__overlay\" aria-hidden=\"true\"><\/span>\r\n          <span class=\"gm-related__label\">\r\n            Marine Cargo Insurance\r\n            <svg class=\"gm-related__arrow\" viewBox=\"0 0 16 16\" fill=\"none\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n          <\/span>\r\n        <\/a>\r\n\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"gm-related__dots\" id=\"gmRelatedDots\" role=\"group\" aria-label=\"Choose product\">\r\n      <button class=\"gm-related__dot\" aria-current=\"true\" aria-label=\"Go to slide 1\"><\/button>\r\n      <button class=\"gm-related__dot\" aria-current=\"false\" aria-label=\"Go to slide 2\"><\/button>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/section>\r\n\r\n<style>\r\n  .gm-related{\r\n    --sky: #3fa6dd;\r\n    box-sizing: border-box;\r\n    background: #ffffff;\r\n    padding: 56px 24px 64px;\r\n    font-family: 'Poppins', sans-serif;\r\n  }\r\n  .gm-related *{ box-sizing: border-box; }\r\n\r\n  .gm-related__inner{ max-width: 1080px; margin: 0 auto; }\r\n\r\n  .gm-related__heading{\r\n    margin: 0 0 26px;\r\n    font-weight: 700;\r\n    font-size: clamp(22px, 2.6vw, 28px);\r\n    color: var(--sky);\r\n  }\r\n\r\n  \/* ---------- Viewport \/ track ---------- *\/\r\n  .gm-related__viewport{\r\n    overflow-x: auto;\r\n    scroll-snap-type: x mandatory;\r\n    scroll-behavior: smooth;\r\n    -webkit-overflow-scrolling: touch;\r\n    scrollbar-width: none;\r\n    -ms-overflow-style: none;\r\n    margin: 0 -24px;\r\n    padding: 0 24px;\r\n  }\r\n  .gm-related__viewport::-webkit-scrollbar{ display: none; }\r\n  .gm-related__viewport:focus-visible{\r\n    outline: 2px solid var(--sky);\r\n    outline-offset: 4px;\r\n    border-radius: 8px;\r\n  }\r\n\r\n  .gm-related__track{\r\n    display: flex;\r\n    gap: 22px;\r\n  }\r\n\r\n  .gm-related__card{\r\n    position: relative;\r\n    display: block;\r\n    flex: 0 0 calc((100% - 44px) \/ 3); \/* 3 visible, 2 gaps of 22px *\/\r\n    aspect-ratio: 4 \/ 5;\r\n    scroll-snap-align: start;\r\n    border-radius: 10px;\r\n    overflow: hidden;\r\n    text-decoration: none;\r\n  }\r\n\r\n  .gm-related__bg{\r\n    position: absolute;\r\n    inset: 0;\r\n    z-index: 0;\r\n    background-size: cover;\r\n    background-position: center;\r\n    background-color: #e7e9f2;\r\n    transform: scale(1);\r\n    transition: transform 0.5s ease;\r\n  }\r\n  .gm-related__card:hover .gm-related__bg,\r\n  .gm-related__card:focus-visible .gm-related__bg,\r\n  .gm-related__card.gm-touch-active .gm-related__bg{\r\n    transform: scale(1.07);\r\n  }\r\n\r\n  .gm-related__overlay{\r\n    position: absolute;\r\n    inset: 0;\r\n    z-index: 1;\r\n    background: linear-gradient(180deg, rgba(20,20,35,0) 45%, rgba(15,15,30,0.78) 100%);\r\n    transition: background 0.4s ease;\r\n  }\r\n  .gm-related__card:hover .gm-related__overlay,\r\n  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