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This policy provides cover for loss of profits caused by reduction or interruption of production due to damage caused by fire and allied perils to the insured's premises. Cover is for loss of Gross Profits, wages that are paid while production is interrupted and auditor’s fees incurred in preparation of the claim. It is a requirement that the insured have a fire material damage policy in force. In addition, for a consequential loss claim to be admissible, the fire material damage claim must also have been valid.