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This is a kind of a combined policy for home owners. It covers the building itself, contents whilst in the house and outside the house, House servants against death or injury whilst in the course of employment and personal legal liability to third parties. Further the policy is spiced with a life rider covering the insured against risk of death from any cause.
Life Rider Benefits
Our domestic package insurance has a life policy rider which covers the insured, spouse and other named dependants in the event of death arising from either accident or illness. The life rider cover limit is the policy's sum insured though not exceeding Kshs. 2 million per person.