+254 20 278 2000
+254 709 551 000
info@geminia.co.ke

Head OfficeLe’Mac, 5th Floor
Church Road, Off Waiyaki Way

MPESA Paybill No553 200 (Life Insurance)
553 201 (General Insurance)

Personal / Group / Student Group Accident Insurance

Personal / Group / Student Group Accident Insurance

These policies covers accidental death or disablement to the insured. Compensation will be payable to the insured or to his legal representative in accordance with the sum insured and scale of compensation agreed and specified in the policy schedule. The age requirements for this policy are that the holder should be above 15 years and below 65 years. Policy can be given to individuals or Group of individuals.

We also provide a students personal accident cover to individuals, schools and organized groups on very reasonable premium terms

Special Group personal insurance is essentially a personal accident cover which includes work related occupational illness.

We also give life cover as a rider under this policy. Under the personal accident policy, death benefit is payable if the cause of death is accidental. However, this rider will compensate the beneficiaries of the insured in the event of the insured's death is as result of causes other than accidental.

Limit of Cover Benefits (Personal Accident)

  • Death - KES 5,000,000
  • Permament Total Disability - KES 5,000,000
  • Temporary Total Disability - KES 10,000 per week
  • Medical Expenses - KES 400,000
  • Funeral Expense - KES 100,000

Limit of Cover Benefits (Group Accident)

  • Death - 5 year's salary
  • Permament Total Disability - 5 year's salar
  • Temporary Total Disability - Actual Weekly
  • Medical Expenses - KES 400,000
  • Funeral Expense - KES 100,000

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