Personal Accident Insurance provides you with monetary compensation in the unfortunate event you suffer accidental injuries, disability, or death.
We cover your medical expenses that arise as a result of the accident. In addition, we offer generous disability benefits such as cover for various artificial or medical appliances, as well as post-trauma counseling expenses following an accident.
Student Personal Accident
What is Student Personal Accident?
- Accidental death – This benefit will pay the nominated beneficiaries the pre-agreed sum insured upon loss of life as a result of an accident.
- Permanent total disability – This benefit will pay you the pre-determined sum insured as per the continental scale for permanent disability as a result of the accident.
- Accidental medical expenses – This benefit reimburses you for medical expenses arising from the treatment of injuries as a result of an accident.
- Artificial appliances – The benefit covers the cost of artificial appliances required for your rehabilitation following an accident such as crutches, hearing aids, wheelchairs, and prosthetics required.
- Funeral expenses – This benefit will pay the nominated beneficiaries the pre-agreed sum insured upon loss of life as a result of an accident to assist in settling funeral costs.
- Post-trauma counseling – This benefit reimburses you for post-trauma counseling expenses that may be incurred as a result of an accident.
FAQ
What is the claims documentation required?
- Original marine certificate
- Statement of claim
- Original Commercial Invoice
- Original Packing List
- Original Bill of Lading – both sides
- Original Imports / Customs entry
- Original Port / CFS Release order
- Original Delivery Note / Consignment Note
- CSU inspection report
- Disposal Certificate
- Correspondence exchanged with the relevant third parties regarding the damage /loss
- Short-landing certificate – only in claims involving short-landing
- Any other documentation that may be specified
