This policy covers loss arising from loss or damage to property insured by fire, theft, or any accidental mean not specifically excluded. It is suitable for items such as cameras, projectors, laptops, or any other items which are used outside the premises.
All Risk Insurance
What is All Risk Insurance
This is an insurance policy that covers all potential risks, such as loss or damage to insured property brought on by terrorism, riot and strike activity, theft, accidents, or any other unforeseen cause anywhere within the defined geographic area.
- A duly completed claims form
- Police abstract
- Purchase receipts/ invoices
- Replacement receipts
- Any other documentation that may be specified
- Excludes theft by servants or employees
- Excludes wear, tear, or gradual deterioration
- Excludes losses arising from electrical or mechanical breakdown or faulty operation
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