Business Combined Insurance

What is Business Combined Insurance?

This is a combined policy that is designed to protect small and medium-sized entities and partnerships that are either involved in production or distribution. The cover protects against.

  • Fire
  • Loss of profit as a result of fire
  • Loss of profits
  • Burglary/Theft
  • Loss of Money
  • Goods while in Transit
  • Buildings plate glass
  • Public liability
  • Employees benefit -WIBA
  • Employers’ liability
  • Group personal accident
Geminia Business Combined Insurance


What is defined as a small and medium sized entity?

An SME is a business with a sum insured of up to Ksh500,000,000 and has less than 100 Employees.

How many proposal forms do I need to take the cover?

With Geminia SME insurance all you need in one proposal form which can be downloaded from this website and no proposal forms from individual products will be required.

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