Dog & Pet Insurance is a mortality insurance cover that compensates the pet owner if the insured animal dies due to:

• Accidental injuries

• Illness and diseases

• Euthanasia on the advice of a qualified veterinary surgeon

This policy ensures you are financially protected against unexpected loss.

Our pet insurance policy can be extended to include:

• Loss due to an accident while being transported

• Straying from home and cannot be traced

• Theft of the insured pet

• Public Liability cover for third-party claims

This makes Geminia one of the most comprehensive providers of pet insurance in Kenya.

Does Dog Insurance Cover Veterinary Expenses?

Yes. Our policy reimburses veterinary fees for treatment of accidental injuries.

Treatment must be provided by a qualified veterinary surgeon, and original receipts and medical reports are required during claims processing.

Which Pets Can Be Insured?

Our Pet Insurance cover applies to:

• Dogs

• Cats

• Parrots

• Guinea fowl

• Other identifiable domestic pets

All pets must be identifiable through a microchipping system.

What Is Not Covered?

The policy does not cover:

• Transit risks not communicated at least 3 days before transportation

• Losses arising from feed or spray poisoning

• Pre-existing medical conditions

• Vaccination costs

• Inability of the pet to perform specific tasks

• Unaccounted disappearance